Home Equity Loans

Manny Johar’s Hamilton best mortgage rates team offers home equity loans for those who qualify. Home equity loans refers to when one borrows money on the equity of their home. Equity is the difference between the market value of your home and the outstanding balance it liens on. Home equity loans are a smart way of borrowing money if you do not wish to dip into your savings for such major expenses as home improvements, medical bills, college or university education, and much more. Fast Home Finance offers two types of home equity loans:

Home-equity line of credit (HELOC)
This type of loan allows individuals to withdraw up to a predetermined amount. You make payments on the HELOC much like a credit card. The interest rate on the amount borrowed will vary, however, with a HELOC, you are required to repay the amount borrowed in full by the agreed upon date.

Fixed rate loan
This type of loan allows individuals to borrow an agreed upon amount of money. Each fixed rate loan payment will be predetermined with a fixed rate of interest.

If you are unsure whether home equity loans are the best solution to your financial problems, contact a member of our Hamilton best mortgage rates crew today! Manny Johar's Hamilton best mortgage rates group of professionals would love the opportunity consult with you and see how we can help you make a better future for yourself and your family. It is our duty to educate and provide the financial solutions you need for whatever expenses you may have.

The reason that Manny Johar and his team are able to offer such a wide selection of financial aid services is due to the fact that Manny has built strong relationships with over 300 private lenders and a vast network of private institutions throughout Southern Ontario. Manny Johar and his Hamilton best mortgage rates group of experts are continuously learning and keeping up to date with the rules and regulations of the financial services industry to guarantee you are receiving the best financial help possible. Manny Johar’s Hamilton best mortgage rates crew offers the best rates on home equity loans, debt consolidation, best mortgage rates, bad credit mortgages, and other financial assistance services. Our Hamilton best mortgage rates experts offer free of charge consultations in and around Hamilton, Ancaster, Dundas, Stoney Creek, Mount Hope, Burlington, Waterdown, Binbrook, and Grimsby.

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What Our Clients Say



  • "Manny Johar is as his add says a true mortgage superstar. Rite from the first encounter he made me feel at ease and went through options and advised me of the best option given my situation and he delivered . Not only did he meet my expectations , he surpassed them. I cannot thank him enough for the professionalism and compassion he showed during this process."

    Denise C., Orangeville

  • "Good morning my friend, Manny firstly I would like to thank you for all the hard work you did in getting me my mortgage, I know it wasn't easy. You have been a total gentleman and your work ethics show that you are a total professional. You have shown me that there are good people out there that take pride in what they do. You are a credit to your profession and it shows my friend. Again I want to thank you for all you did, I think of you as a friend not just a mortgage broker. I hope all is well and I hope the holiday session is good to you and your family. Sincerely."

    David & Maryann K., Hamilton

  • "As usual Manny has exceeded my expectations the second time around. Even in a difficult situation Manny has been able to get me what I needed in a prompt time. Manny does an excellent job of guiding you through the entire process and for someone like myself who is not fully educated on refinancing and second mortgages, Manny goes into detail to explain to you exactly what you're signing up for. Manny will forever be my go-to-guy for all my mortgage needs."

    Tanishia A., Scarborough

  • "Thank you so much Manny Johar for the excellent mortgage service experience you have provided. Was a wonderful experience working with you, you explained all the details clearly and answered all our questions. Your focus on this transaction to completion with ease and attention to get this finalized as soon as possible was very appreciated. We feel very fortunate to have found you, and will definitely refer you to those interested in obtaining a mortgage. Sincerely."

    Dana & Zdenek S., Toronto